You Can Increase Your Credit Score in 30 Days With Self Credit Repair

Fixing your Own Credit

Your credit score is probably one of the most important parts of your financial history. With good credit you will be able to secure low interest rates on almost anything you finance but for some people having a good credit score seems impossible.

How To Increase Your Credit Score In 30 days

When trying to increase a credit score in 30 days some people recommend that you use a credit repair company to help you boost your FICO score quickly. This can be a hit or miss approach because many of these companies are doing what you can do for yourself plus many work very slowly because they are paid on a monthly basis.

How To Start Doing It Yourself

The first thing you have to do is to get a copy of your credit report and make notes what items are negative, false and items that should have long been removed.

Next draft a series of properly worded and structured credit dispute letters and send them off to the credit reporting agencies letting them know you disagree with the information they are reporting. The original companies will have to prove to the bureaus that the accounts are yours and the information is factual.

If these companies fail to prove the information is correct then the reporting agencies will have to take it off your report. this process normally happens within 30-45 days.

As simple as self credit repair sounds there are mistakes that can be made.With this in mind it is best before you begin to arm yourself with some basic knowledge of how the process works so you can get the best results in the shortest amount of time.

Most of this information can be found in a variety of books that deal with self credit fixing. The better books are found on line and can be downloaded right to your computer and often include bonus's like dispute letter templates, tracking software and other tools you can use to fix your credit quickly.

Tips For Doing Self Credit Repair The Right Way

The process of Self Credit Repair is a fairly straight forward and simple process if you have the right plan to follow. However If you go into it unprepared you run the risk of failing or damaging your credit further. To avoid hurting your credit you should get a proven credit repair guide like the ones reviewed at http://www.creditfix123.info that offer proven methods to help you get back on track.