Need to Increase Your Credit Score Fast - Three Tips to Help Improve Credit Scores

Having bad credit can hold you back from obtaining financing, low insurance rates and even a job. This is especially true in today's tight economy where lenders want perfect credit. But what if your credit score is low and you want to improve it?

Three Tips To Increase Your Credit Score

Establish New Accounts- If your credit score is low due to lack of credit the easiest way to increase it is to start new accounts. The best accounts for this would be secured credit cards or rent to own centers. These types of accounts are very easy to get and report the same way normal credit cards would. The only drawback is that a secured account requires you to place a cash security deposit in an account.

Reduce Balance To Limit Ratios- If you have credit cards that are maxed out or close to their limit you can improve your credit score by reducing the balance to under 50% of the limit. You can either do this by paying down the balance of the card, asking your current card holder for a credit line increase or transferring a portion of the balance to another card.

Do Self Credit Repair- By eliminating negative and false information from your credit report you will drastically increase your credit score. Normally self credit repair can be done within 30 to 60 days as long as you know what your doing If you are unsure It is best that you buy a good credit repair kit and do it yourself rather then pay a company hundreds or thousands of dollars to do it for you.

If you need to Improve Your Credit fast without spending a lot of money head over to http://www.diycredithelper.com and see how our self credit repair kit can help increase your credit scores!