Sunday, October 4, 2009

Get a Better Credit Score-How To Get Better Credit Scores Using Self Credit Repair

Trying To Get a Better Credit Score?

If you are one of the many people around the world wondering how to make credit scores better so you can secure financing you are not alone. There are many people just like you struggling with bad credit looking for a solution. Well the brief article below will give you some tips on how to get a better credit score quickly!

How Can I Get a Better Credit Score

First you need to look at why your credit score is low. Are you in to much debt with maxed out credit cards or do you have a history of late payments and charged off accounts. Each group will have a different approach when they attempt to get a better credit score.

If You Have To Much Debt 

If you have to much debt that is dragging your fico scores down you are going to have to eliminate some of that debt.This can be done with debt consolidation loans, paying more towards the minimum monthly payments or credit counseling services.What ever option you choose paying down debt is something that generally happens of a period of time and not very quickly.

If You Have  Poor Credit History

If your past is full of late payments, judgments and collection accounts you are going to need to eliminate as much of this history as possible.This can be done with a credit repair service who will charge you hundreds to thousands of dollars. Or you can do credit repair yourself and get the same results for alot less money.
The good news is that self credit repair is pretty easy to do if you have the right plan to follow and approach it the right way.

What Does DIY Credit Repair Involve

You will be sending properly formatted credit dispute letters into the three major credit bureaus telling them you believe the negative information about you to be false. Under federal law they will need to verify this information with the original account issuers. If proof cannot be produced then the account must come off and your credit score will be better.

Where Can I Get More Information On Self Credit Repair

If you want a Better Credit Score and have a poor credit history then log onto http://www.creditfix123.info and learn more about the self credit repair system i used to increase my credit scores 135 points in 37 days!

2 comments:

Best Credit Cards said...

I read some of your posts and I enjoyed reading them. Thank you for sharing. I'll keep on visiting your blog and hope to read more topics and informations!

raise my credit score said...

I am quite frustrated of this credit score thing, but your post will help me in getting a better one!!!